Homeowners’ Insurance and Your Roof

Most homeowners’ insurance policies will cover roof replacement if the replacement is needed as a result of natural causes or sudden accidental event. Severe storms and tornadoes are the biggest natural causes of roof damage in the Midwest.

Since the roof is an integral part of your home, the coverage section of your homeowner’s insurance policy typically protects you from damage whether it be partial or total roof replacement.

Just because you have insurance on your roof, doesn’t mean that you won’t necessarily have out of pocket expenses. You may still have a deductible to pay as well.

To find out for sure what your insurance policy covers, check with your insurance agent.

To give yourself the best chance of having your insurance company pay for a roof repair or replacement, call them for an inspection. The insurance company will send out an adjuster to inspect the damage and offer their own assessment.

Your roof is an important part of your home and it’s important to take care of it. And if your roof is leaking or damaged in one way or another, it’s best to get it repaired sooner rather than later. Consult your insurance agent and your policy documents to understand what is covered with your policy. But don’t worry, BB Roofing will work with you and your insurance company to get your roof fixed and back into perfect working condition.

If you are looking for help replacing or repairing your roof, call a locally owned and operated roofing contractor right here in Kansas City. Call BB Roofing and we will walk you through all the options that fit your needs and your budget. Wouldn’t it be nice to have new windows in time for winter? And you’ll save money on your heating bill. Call BB Roofing for a free, no obligation estimate today!

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