What Homeowners Should Know About Roofing Insurance Claim
If you are a homeowner and you find your roof has damage, one of the first things you want to do is file a roofing insurance claim. And it’s important to file quickly and document everything from photos of the damage to any inspections you have done; before you have any repairs done.
When taking photos of the roof damage, it’s important to be thorough with your photos. Take photos of the roof, and all the damage on it; to the attic if there are leaks and any debris you find on the ground.
It’s important to find reputable roofing contractors to get an inspection completed. This is an important step in knowing what you should do when filing an insurance claim. In fact, it may be a good idea to get more than one quote to reference.
Understanding your policy and how it works and what is covered is important to know. You want to know when you’ll get reimbursed or if the insurance company will work directly with the roofing contractor. It’s also important to understand what is covered in your insurance policy to know what you may have to pay out of pocket because insurance doesn’t cover it.
A good thing to do as a homeowner when working on a roofing insurance claim is to have your roofing contractor work with your insurance adjustor. When the insurance adjustor comes to the house to do an inspection, it’s nice to have the roofing contractor there at the same time. This helps ensure that the damage is properly identified and documented.
If any urgent repairs are needed, then make sure you keep all receipts as most insurers cover these emergency costs.
If you have questions about what you as a homeowner should know about insurance claims, call BB Roofing and we will walk you through all the options that fit your needs and your budget. Call BB Roofing for a free, no obligation estimate today!
